Do you intend to pay your credit amount in one shot? Ask yourself if you propose to pay off all the debt in one hit, so you do not accrue any interest charges. If you are able to do that, that's great - you do not really need to understand this. If you are only prepared to pay off the minimum payment, and all that has happened is your balance has gone up, and then start to think about what the real cost actually is, debt consolidation will help you out.
January 16, 2006
Debt consolidation-how will you resolve it!
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