It that time of year again! With the holidays fast approaching people are running to the malls and department stores to shop for holiday presents. However, the California Department of Consumer Affairs is urging people to exercise caution this holiday season as they make their purchases.
The problem is that many people prefer the ease and convenience of paying with a credit card, however unlike paying with cash, debt collected on a credit card can haunt you for years.
Also included in their guidelines for shopping during the holidays, is how to prevent identity theft as you use your credit cards and personal checks. Their handy tips include not writing your social security number on checks and only carrying essential cards around with you.
